The Bank formerly known as Essemaman Rural Bank Ltd. was incorporated on the 20th of January, 1983. With its head office at Shama, which is about 25 kilometers from Takoradi, the bank has within its twenty years of operation provided banking services to the Shama Ahanta East and Mpohor Wassa East Districts of the Western Region. Its banking products include Current Account, Call Account and Savings Account, etc. The bank also operates a Consumer Credit Scheme, and a Susu programme.

Isaac K. Afful : Our vision is to be the leading bank in the country with the community development in our catchment area. We will also strive to be the rural bank of choice in Ghana through efficient management and a well motivated staff with innovative customized products to gain greater market share by end of the year 2006.